Move Up

& Refinance Loans

Need help fixing up your existing home or financing a new one?

A dog with a bandana is standing between two people inside a home

Community Lending Programs

If you’re interested in making repairs to your home our Community Lending Loans can help. 

LEADSAFE HOMES PROGRAM

Need help addressing lead hazards on your property?The Program provides financial assistance to eligible homeowners to remediate their property for lead.  Either homeowner or tenant can initiate the remediation process.

SEPTIC / SEWER

Rhode Island homeowners may have cesspools, substandard septic systems or are required to tie-in to existing sewer lines.

ACCESS INDEPENDENCE II

Loans of up to $50,000 are available for families and caregivers of people with developmental disabilities for home modification.

Homeowner Assistance

Struggling to make your mortgage payments?
Our HelpCenter is dedicated to providing support and education to help more Rhode Islanders protect themselves from losing their homes and make safe, informed decisions for their futures.

New England homes

Have a vacant unit?

Thousands of property owners in Rhode Island are Housing Choice Voucher Program landlords. Find out more on how you can also be a SMART Landlord.