Already own a home?

Already own a home?

 

 

 

 

 

 

Move Up

& Refinance Loans

Need help fixing up your existing home or financing a new one?

With Move Up and Refinancing options we have the programs to meet your needs. And, all our loans are serviced here in Rhode Island, meaning you get personalized service from people who understand your needs.

Move Up & Refinance Loans

Need help fixing up your existing home or financing a new one?

With Move Up and Refinancing options, along with programs to repair or address health and safety issues in your home, we have the programs to meet your needs. And, all our loans are serviced here in Rhode Island, meaning you get personalized service from people who understand your needs.

Community Lending Programs

If you’re interested in making repairs to your home our Community Lending Loans can help. 

LEADSAFE HOMES PROGRAM

Was your home built before 1978?

If so, you may have lead paint in your home. Our LeadSafe Homes program offers forgivable loans to help income-eligible owners reduce hazards.

SEPTIC / SEWER

Rhode Island homeowners may have cesspools, substandard septic systems or are required to tie-in to existing sewer lines.

ACCESS INDEPENDENCE II

Loans of up to $50,000 are available for families and caregivers of people with developmental disabilities for home modification.

SMART Landlord Trainings

HCVP Landlord Education Program:

  • Guaranteed rent
  • Support for you and your tenants
  • No fee to screen and place tenants
  • No marketing/advertising expenses
  • Possible financial incentives

SMART Landlord Trainings

HCVP Landlord Education Program:

  • Guaranteed rent
  • Support for you and your tenants
  • No fee to screen and place tenants
  • No marketing/advertising expenses
  • Possible financial incentives

EXISTING MORTGAGE CUSTOMERS