Already own a home?

MOVE UP OR REFINANCE LOANS
COMMUNITY LENDING PROGRAMS
HOMEOWNER ASSISTANCE
RIHOUSING CUSTOMERS

Move Up

& Refinance Loans

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Need help fixing up your existing home or financing a new one?

With Move Up and Refinancing options we have the programs to meet your needs. And, all our loans are serviced here in Rhode Island, meaning you get personalized service from people who understand your needs.

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Community Lending Programs

If you’re interested in making repairs to your home our Community Lending Loans can help. 

LEADSAFE HOMES PROGRAM

Need help addressing lead hazards on your property?The Program provides financial assistance to eligible homeowners to remediate their property for lead.  Either homeowner or tenant can initiate the remediation process.

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SEPTIC / SEWER

Rhode Island homeowners may have cesspools, substandard septic systems or are required to tie-in to existing sewer lines.

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ACCESS INDEPENDENCE II

Loans of up to $50,000 are available for families and caregivers of people with developmental disabilities for home modification.

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Homeowner Assistance

Struggling to make your mortgage payments?
Our HelpCenter is dedicated to providing support and education to help more Rhode Islanders protect themselves from losing their homes and make safe, informed decisions for their futures.

ASSISTANCE OPTIONS
New England homes

Have a vacant unit?

Thousands of property owners in Rhode Island are Housing Choice Voucher Program landlords. Find out more on how you can also be a SMART Landlord.

RENT YOUR UNIT TODAY

EXISTING MORTGAGE CUSTOMERS

CUSTOMER LOGIN

Our new online mortgage platform is live!

Digital Servicing offers tools and resources to help customers manage their mortgages.
With our new Digital Servicing platform, customers can:

  • Make and schedule payments
  • Explore “what-if” payment calculation options
  • View recent neighborhood sales and other local information

Frequently Asked Questions: Digital Servicing >

LOAN SERVICING INFORMATION