Move Up

& Refinance Loans

Need help fixing up your existing home or financing a new one?

With Move Up and Refinancing options we have the programs to meet your needs. And, all our loans are serviced here in Rhode Island, meaning you get personalized service from people who understand your needs.

A dog with a bandana is standing between two people inside a home

Community Lending Programs

If you’re interested in making repairs to your home our Community Lending Loans can help. 

LEADSAFE HOMES PROGRAM

Was your home built before 1978?

If so, you may have lead paint in your home. Our LeadSafe Homes program offers forgivable loans to help income-eligible owners reduce hazards.

SEPTIC / SEWER

Rhode Island homeowners may have cesspools, substandard septic systems or are required to tie-in to existing sewer lines.

ACCESS INDEPENDENCE II

Loans of up to $50,000 are available for families and caregivers of people with developmental disabilities for home modification.

Homeowner Assistance

Struggling to make your mortgage payments?
Our HelpCenter is dedicated to providing support and education to help more Rhode Islanders protect themselves from losing their homes and make safe, informed decisions for their futures.

New England homes

Have a vacant unit?

Thousands of property owners in Rhode Island are Housing Choice Voucher Program landlords. Find out more on how you can also be a SMART Landlord.

EXISTING MORTGAGE CUSTOMERS