Move up and Refinance Loans

 

Already a homeowner?

We’re not just the home of the first-time homebuyer. We also offer Move Up and refinancing options through our network of Participating Lenders and RIHousing’s Loan Center.

 

 

Move Up Loans

Looking to sell your home and buy a new one? 

Move Up Loans offer:

  • Up to 97% financing (3% down payment required)
  • Conventional FHA, RD and VA loans are available

Move Up Loans

Looking to sell your home and buy a new one?

Move Up Loans offer:

  • Up to 97% financing (3% down payment required)
  • No Mortgage Insurance program available for qualified borrowers
  • Conventional FHA, RD and VA loans are available

Refinance Loans

Looking to save money and lower your monthly mortgage payment?

Refinance Loans offer:

  • Up to 97% financing
  • 100% personal, local service for the life of the loan

Contact Participating Lender to learn more

RIHousing’s Loan Center offers refinancing to current RIHousing Mortgage customers.
Please contact Gary Goodman or Elizabeth Gonzalez (habla Español).

Refinance Loans

Looking to save money and lower monthly mortgage payments?

Refinance Loans offer:

  • Up to 97% financing
  • No Mortgage Insurance program available for qualified borrowers 
  • 100% personal, local service for the life of the loan

FHA 203(k) Rehab Refinance Loans

Looking to make improvements on your home?

We offer FHA 203(k) Rehab refinance mortgage programs for you to make necessary repairs and improvements on your house.

  • Combine both mortgage and home renovation costs into a single loan
  • Finance repairs and rehabilitation efforts, including an attached or interior ADUs

Contact a Participating Lender or RIHousing’s Loan Center to learn more.

 

FHA 203(k) Rehab Refinance Loans

Looking to make improvements on your home?

We offer FHA 203(k) Rehab refinance mortgage programs for you to make necessary repairs and improvements on your house.

  • Combine both mortgage and home renovation costs into a single loan
  • Finance repairs and rehabilitation efforts, including an attached or interior ADUs