Already a homeowner?

We’re not just the home of the first-time homebuyer. We also offer Move Up and refinancing options through our network of Participating Lenders and RIHousing’s Loan Center.

 

Move up and Refinance Loans

Move Up Loans

Looking to sell your home and buy a new one? 

Move Up Loans offer:

  • Up to 97% financing (3% down payment required)
  • Conventional FHA, RD and VA loans are available

Move Up Loans

Looking to sell your home and buy a new one?

Move Up Loans offer:

  • Up to 97% financing (3% down payment required)
  • No Mortgage Insurance program available for qualified borrowers
  • Conventional FHA, RD and VA loans are available

Refinance Loans

Looking to save money and lower your monthly mortgage payment?

Refinance Loans offer:

  • Up to 97% financing
  • No Mortgage Insurance program available for qualified borrowers
  • 100% personal, local service for the life of the loan

Contact Participating Lender to learn more

Contact RIHousing Loan Center
Rob Rocchio    Gabriela Godoy (Fala Português + Habla Español)

Refinance Loans

Looking to save money and lower monthly mortgage payments?

Refinance Loans offer:

  • Up to 97% financing
  • No Mortgage Insurance program available for qualified borrowers 
  • 100% personal, local service for the life of the loan

Loan Amount:
Up to $506,000 for a one- to four-family home or eligible condominium.