Address septic or sewer issues in participating communities.

Septic/Sewer Programs

Rhode Island homeowners along coastal and rural areas may have cesspools, substandard septic systems or may be required to tie-in to existing sewer lines.

In partnership with the Rhode Island Infrastructure Bank and the Rhode Island Department of Environmental Management, RIHousing offers low-interest loans to help protect our environment and improve Rhode Islanders’ homes.

Community Septic System Loan Program (CSSLP)

The goal of this program is to safeguard public health and protect and improve ground and surface water resources by ensuring proper functioning and maintenance of all septic systems in participating communities. Doing so will also allow borrowers to improve their homes and quality of life!

Community Septic System Loan Program (CSSLP)

The goal of this program is to safeguard public health and protect and improve ground and surface water resources by ensuring proper functioning and maintenance of all septic systems in participating communities.

Participating Communities

  • Bristol
  • Charlestown
  • Coventry
  • Glocester
  • Hopkinton
  • Jamestown

  • Johnston
  • Narragansett
  • New Shoreham

  • North Kingstown
  • Portsmouth
  • Richmond

  • Scituate
  • South Kingstown
  • Tiverton
  • Warren
  • Westerly
  • Bristol
  • Charlestown
  • Coventry
  • Glocester
  • Hopkinton
  • Jamestown
  • Johnston
  • Narragansett
  • New Shoreham
  • North Kingstown
  • Portsmouth
  • Richmond
  • Scituate
  • South Kingstown
  • Tiverton
  • Warren
  • Westerly
  • Bristol
  • Charlestown
  • Coventry
  • Glocester
  • Hopkinton
  • Jamestown
  • Johnston
  • Narragansett
  • New Shoreham
  • North Kingstown
  • Portsmouth
  • Richmond
  • Scituate
  • South Kingstown
  • Tiverton
  • Warren
  • Westerly

Sewer Tie-In Loan Fund (STILF) Program

This program provides homeowners, in participating communities, a low-cost loan to connect to the local sewer system and abandon their individual septic system or cesspool.

Sewer Tie-In Loan Fund (STILF) Program

The goal of this program is to safeguard public health and protect and improve ground and surface water resources by ensuring that properties are tied into the public sewer system in participating communities.

Participating Communities

  • Coventry
  • East Providence

  • North Smithfield

  • Tiverton
  • Warwick

Please contact your town or city directly to obtain applications, as each municipality has its own loan terms and program requirements.