RIHousing Loan Center

The RIHousing Loan Center has experienced professionals who can help first-time homebuyers navigate their path to homeownership.

Hello!

Gary Goodman

Mortgage Originator
401-457-1194
ggoodman@rihousing.com

GET PREAPPROVED TODAY!
APPLY FOR LOAN

MORTGAGE CALCULATOR

Wondering how much home you can afford?

year(s)
per year
per year
Calculate

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI

Get Educated.

RIHousing’s Homebuyer Education Classes help prospective homebuyers understand the process of buying and keeping a home. Check out our Steps to Buying a Home and register for a Homebuyer Education class today.

LEARN MORE

Customers who are first-time homebuyers are required to take a Homebuyer Education class prior to closing on a RIHousing loan. 

Do's and Don'ts of Homebuying

First-Time Homebuyer Loans

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  • 100% financing available (no down payment required)
  • Down payment and/or closing cost assistance
  • No mortgage insurance program available for qualified borrowers

Move up
& Refinance Loans

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Looking to sell your home and buy a new one?
Move Up loans require as little as 3% down!

First-Time Homebuyer Loans

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  • 100% financing (no down payment required)
  • Down payment and/or closing cost assistance
  • No mortgage insurance program available for qualified borrowers (resulting in lower monthly payments)

Move up & Refinance Loans

LEARN MORE

Looking to sell your home and buy a new one?
Move Up loans require as little as 3% down!

10 Steps to Homebuying

Swipe to learn about our homebuying process!

 
 
Get Preapproved!

Find your Dream Home

Complete

Mortgage Application

Review and sign disclosure and order appraisal

Processing

Underwriting

Commitment

Clear to close

Closing

Congratulations! Move into your new home!

HOMEBUYER RENOVATION
LOANS / 203(k)

  • Loan for borrowers purchasing a home that needs renovations
  • Finances the mortgage and renovations
  • 100% financing available (no down payment required)
  • Closing cost assistance available
LEARN MORE

FIRST HOMES
TAX CREDIT

 

  • Tax savings for eligible borrowers
  • Reduces a borrower’s federal tax liability
  • Can be claimed each year for the life of the mortgage
LEARN MORE

MORTGAGE CALCULATOR

Wondering how much home you can afford?

year(s)
per year
per year
Calculate

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI

Get Educated.

RIHousing’s Homebuyer Education Classes help prospective homebuyers understand the process of buying and keeping a home. Check out our Steps to Buying a Home and register for a Homebuyer Education class today.

LEARN MORE

Customers who are first-time homebuyers are required to take a Homebuyer Education class prior to closing on a RIHousing loan.