Ready to take the next step and apply for a mortgage?

Our First-time Homebuyer Loan helps buyers realize their dream of homeownership.
Combined with down payment assistance, this loan allows you to finance 100% of the purchase price of your home.

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Extra Assistance

We’ll help you finance your down payment and/or closing costs.



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FirstHomes Tax Credit

Want to save some money with your home purchase?


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Purchase Price

Maximum purchase price through the RIHousing Loan Center: $492,201 for a one- to four-family home or eligible condominium.

Income Limits

Contact our Loan Center directly if your annual household income is less than $99,730 (1-2 person household) or $114,689 (3+ person household).

Participating Lenders can assist you with our loan programs at any income level.