Ready to take the next step and apply for a mortgage?

Our First-time Homebuyer Loan helps buyers realize their dream of homeownership.
Combined with down payment assistance, this loan allows you to finance 100% of the purchase price of your home.

Maximum Loan Amount

 Conventional, Non-MRB, and FHA Refinance programs: $736,000

Maximum Purchase Price

All MRB programs: $838,592

Income Limits

Contact our Loan Center directly if your annual household income is less than $134,320 (1-2 person household) or $154,468 (3+ person household).

Participating Lenders can assist you with our loan programs at any income level.

Extra Assistance

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RIHousing’s Extra Assistance program provides down payment assistance to eligible first-time homebuyers in Rhode Island to finance down payment and/or closing costs.

Contact RIHousing Loan Center
Participating Lenders