Ready to take the next step and apply for a mortgage?

Our First-time Homebuyer Loan helps buyers realize their dream of homeownership.
Combined with down payment assistance, this loan allows you to finance 100% of the purchase price of your home.

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Closing Cost and/or Down Payment Assistance

We offer a 15 year fixed second mortgage to finance the down payment and/or closing costs.

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FirstHomes Tax Credit

Want to save some money with your home purchase?

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Purchase Price

Maximum purchase price through the RIHousing Loan Center: $454,258 for a one- to four-family home or eligible condominium.

Income Limits

Contact our Loan Center directly if your annual household income is less than $95,948 (1-2 person household) or $110,341 (3+ person household).

Participating Lenders can assist you with our loan programs at any income level.