RIHousing Loan Center

The RIHousing Loan Center has experienced professionals who can help first-time homebuyers navigate their path to homeownership.
Headshot of Elizabeth Gonzalez

Hello!

Elizabeth Gonzalez

Hablo Español

Mortgage Originator
401-457-1275
egonzalez@rihousing.com

MORTGAGE CALCULATOR

Wondering how much home you can afford?

year(s)
per year
per year

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI

Get Educated.

RIHousing’s Homebuyer Education Classes help prospective homebuyers understand the process of buying and keeping a home. Check out our Steps to Buying a Home and register for a Homebuyer Education class today.

Customers who are first-time homebuyers are required to take a Homebuyer Education class prior to closing on a RIHousing loan.

 

Headshot of Elizabeth Gonzalez

Hello!

Elizabeth Gonzalez

Hablo Español

Mortgage Originator
401-457-1275
egonzalez@rihousing.com

First-Time Homebuyer Loans

  • 100% financing available (no down payment required)
  • Down payment and/or closing cost assistance
  • No mortgage insurance program available for qualified borrowers

Move up
& Refinance Loans

Looking to sell your home and buy a new one?
Move Up loans require as little as 3% down!

First-Time Homebuyer Loans

  • 100% financing (no down payment required)
  • Down payment and/or closing cost assistance
  • No mortgage insurance program available for qualified borrowers (resulting in lower monthly payments)

Move up & Refinance Loans

Looking to sell your home and buy a new one?
Move Up loans require as little as 3% down!

HOMEBUYER RENOVATION
LOANS / 203(k)

  • Loan for borrowers purchasing a home that needs renovations
  • Finances the mortgage and renovations
  • 100% financing available (no down payment required)
  • Closing cost assistance available

FIRST HOMES
TAX CREDIT

 

  • Tax savings for eligible borrowers
  • Reduces a borrower’s federal tax liability
  • Can be claimed each year for the life of the mortgage

MORTGAGE CALCULATOR

Wondering how much home you can afford?

year(s)
per year
per year

Your total monthly payment

Principal & Interest
Home insurance
Property taxes
PMI

Get Educated.

RIHousing’s Homebuyer Education Classes help prospective homebuyers understand the process of buying and keeping a home. Check out our Steps to Buying a Home and register for a Homebuyer Education class today.

Customers who are first-time homebuyers are required to take a Homebuyer Education class prior to closing on a RIHousing loan.