Participating Lenders
RIHousing works with a statewide network of approved Participating Lenders. These lenders know our programs and can help you choose a loan that’s right for you.

2022 Participating Lender of the Year
RIHousing is grateful for Main Street Home Loan’s commitment to strengthening Rhode Island communities by supporting first-time homebuyers and providing them with our flexible loan options.
The Top 3 Participating Lenders are ranked by RIHousing first mortgage production for January 1, 2022 through December 31, 2022. The remaining active Participating Lenders are listed alphabetically.
2022 Top 10
Loan Officers
Ranked by RIHousing First Mortgage unit production
TOP PRODUCING LOAN OFFICER
GOLD PARTNER
1. Patricia Isabel Vargas
Main Street Home Loans
401-603-7541
NMLS # 1433663
TOP PRODUCING LOAN OFFICER
SILVER PARTNER
2. Mauricio Garces
Primary Residential Mortgage
401-659-5663
NMLS # 177282
TOP PRODUCING LOAN OFFICER
BRONZE PARTNER
3. Waldy Ripoll
Movement Mortgage
401-868-5868
NMLS # 1450474
4. Evelyn Perez
Guaranteed Rate Affinity
401-864-3800
NMLS # 828119
5. Wendy Posada
Main Street Home Loans
401-575-9814
NMLS #1868090
6. Juan M. Cerda
Shamrock Home Loans
401-569-1201
NMLS # 318276
7. Michael James Nadeau
First Home Mortgage
401-641-9945
NMLS # 20421
8. Nicholas Viveiros
Primary Residential Mortgage
401-996-9460
NMLS # 19603
9. George Pedro
Guild Mortgage
401-447-6022
NMLS # 21517
10. Meghan E. MacAdams
Shamrock Home Loans
401-678-6031
NMLS # 1182884

Are you a Participating Lender?
Please visit our Participating Lenders and Mortgage Brokers page for more information.

CONTACT
Stephanie Cambra
scambra@rihousing.com