You need your own space.
We get it. You’re ready. Whether it’s your overbearing roommates, growing family, or a yard for your favorite pet, homeownership could be for you.
Quite simply, we’re the ‘home’ of the first-time homebuyer. Since 1973, we’ve helped more than 85,000 people make Rhode Island their home. And we can help you too.
Myth #1: You need a 20% down payment.
False. RIHousing offers 100% financing for First-Time Homebuyer Loans, which means no down payment required. We can also help with down payment and/or closing cost assistance.
A smart homebuyer is a successful homeowner. Our Homebuyer Education classes arm you with the information you need to succeed. When you find the home of your dreams, we want you to be ready.
Sign up today to learn about:
- Steps to buying a home, including the mortgage application process
- Overview of RIHousing loan programs
- Financial considerations: credit, debt and planning for the future
We know you’re busy. So we’ve made it easy with in-person classes at locations across the state and the ease and convenience of our online classes. Offered in English and Spanish, let’s get you started.
Whether you go through the RIHousing Loan Center or one of more than 40 Participating Lenders (you decide!), you’ll get excellent customer service, detailed answers to your financing questions, and access to our suite of first-time homebuyer loans.
Wondering how much home you can afford? Find out now.