Rhode Island Housing: Working together to bring you home

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our products & services

RIHousing is the state’s housing finance agency. It is our mission to ensure that those who live or work in Rhode Island can secure a healthy, attractive home that meets their budget and their needs. We do this by originating loans to buy homes; originating loans to build or preserve homes/apartments; providing assistance to homeowners and renters; investing in developments that build healthy, vibrant, sustainable communities.

Our products and services include:

For Homebuyers

     Home Loans and Mortgages
First Homes
Beyond FirstHomes
Lasting Homes
Section 8 to Homeownership Loan
     Homebuyer Assistance
Homebuyer Education
Mortgage Calculator

For Homeowners

Home Repair
Access Independence Home-repair Loans
Community Septic System Home-repair Loans
Home-repair Loans
LeadSafe Homes Loans
Maintain and repair your home
Guidelines and tips
Home maintenance and repair loans
Refinance your home
Home-equity Loans
     Homeowner Assistance
Hardest Hit Fund Rhode Island (HHFRI)
Tax Lien Assistance (Madeline Walker Act)

For Builders and Developers

Construction loans
Land-bank loans
LeadSafe Homes
Low-income housing tax credits
Low-interest, long-term interim financing
Low-interest, permanent financing
     Assistance for Builders and Developers
Building Homes Rhode Island
Construction Loans
Development Mortgages
Gap Financing
HOME Program
Housing Tax Credits
Interim/Pre-development Loans
Long-term Financing
Neighborhood Opportunities Program
Pre-development Loans
Preserving Affordable Apartments
Rental Housing Production Program

For Renters

Section 8 Housing Choice Voucher Program
Section 8 Subsidized Apartments
Section 8 to Homeownership Loan
Family Self-Sufficiency Program (FSS)

For more information on any of these products, click on one of the topics above, or contact RIHousing at 401 457-1234.
RIHousing Help Center HHFRI RIHousing Online Homebuyer Education HousingSearchRI.org Equal Housing Opportunity