Rhode Island Housing: Working together to bring you home

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Should I Rent or Buy?

Deciding whether to rent or buy a home can be a difficult decision to make and requires careful thought and preparation. Many people who rent their homes may not realize that homeownership may be within their reach. At the same time, there are numerous costs and responsibilities associated with homeownership that, as renters, you may not be aware of. RIHousing can help you make a safe, informed decision that’s right for you.

Your income, savings and monthly expenses all play a role in determining what you can afford and whether renting or buying a home makes sense for you. To calculate how much you can safely afford, click here.

Help Renting a Home
RIHousing has many ways to help you find a safe and healthy home you can afford to rent.
    Find A Home Online
  • HousingSearchRI.org for a continually updated list of homes that you can afford to rent or buy.

  • HousingSearchRI

  • RILiving.com offers the state's most accurate, current and comprehensive list of homes available in all price ranges.

Help Moving From Renter to Homeowner
If you have been renting your home for some time using a Section 8 voucher and think you are ready to buy and keep a home of your own, we may be able to help with our Section 8 to Homeownership Program.

Section 8: Frequently Asked Questions

Finding a home can be a very emotional process and RIHousing encourages people to carefully select a home they can afford — not only to rent or buy — but to keep as long as they need to. For this reason, we offer services like Homebuyer Education as well as consultation with a loan officer or through our HelpCenter. For more information on loan options visit our loans site.

Our highly trained professionals can work with you to help you make the decision that is right for you and your family. RIHousing offers an extensive line of products and services to help you rent or buy a safe, healthy home that you can afford to keep. For more information, contact one of our lending specialists who will partner with you to find the solution that meets your individual needs and financial situation. If renting is the right option for you, we can help you find a safe, healthy home you can afford to rent. If you need other housing assistance, including emergency housing assistance, we can help connect you there too.

If you would like to view homes available in all price ranges, visit: RILiving.

RIHousing Help Center HHFRI RIHousing Online Homebuyer Education HousingSearchRI.org Equal Housing Opportunity