Rhode Island Housing: Working together to bring you home

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For more than 40 years, RIHousing has been making it easier for people to make Rhode Island their home.

We provide low-interest loans, grants, education, advocacy and consumer counseling to help our customers rent, buy and retain their homes. We also offer special programs to ensure that these homes are safe and healthy. From our rental assistance, Homebuyer Education and safe, affordable mortgages to our partnerships with developers and our work with non-profit community organizations, RIHousing is the state’s leading resource for housing needs.

Working together — with our residents, community partners, businesses and city, town and state leaders — we have helped more than 70,000 families buy homes and have financed the creation of more than 14,000 homes to rent that low- and moderate-income Rhode Islanders now call home. Over the past three decades, we have invested $3.2 billion in the purchase, construction or renovation of homes and apartments in Rhode Island to make them safe and healthy.

RIHousing is a self-sustaining public agency, which generates its own operating income, without state funding. Everything we earn is reinvested to provide safe, healthy homes for Rhode Islanders. We were formed by the State Legislature to tackle Rhode Island’s widespread, critical housing issues, but we do so as a private entity, bringing about 400 million in investor dollars into the state each year, by selling tax-exempt bonds. We reinvest our entire net worth into our mission, which is to ensure that all people who live or work in Rhode Island can afford a safe, healthy home.

RIHousing has earned 16 national housing awards for our innovative and effective programs. RIHousing is one of a handful of state housing finance agencies nationwide to have earned Standard & Poor’s “Top Tier” designation, a tribute to our management capability and fiscal responsibility.
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