
MORTGAGE CALCULATOR
Wondering how much home you can afford?
Your total monthly payment
Get Educated.
There’s a lot of competition out there today. When you find the home of your dreams, we want you to be ready.
Our Homebuyer Education classes will arm you with what you need to know. Register for a class today and learn about:
- Steps to Buying a Home, including the mortgage application process
- Overview of RIHousing loan programs
- Financial Considerations: credit, debt and planning for the future
Homebuyer Education is available in-person and online, in English and Spanish.
Customers who are first-time homebuyers are required to take a Homebuyer Education class prior to closing on a RIHousing loan.
First-Time Homebuyer Loans
- 100% financing available (no down payment required)
- Down payment and/or closing cost assistance
- No mortgage insurance program available for qualified borrowers
Move up
& Refinance Loans
Looking to sell your home and buy a new one?
Move Up loans require as little as 3% down!

First-Time Homebuyer Loans
- 100% financing (no down payment required)
- Down payment and/or closing cost assistance
- No mortgage insurance program available for qualified borrowers (resulting in lower monthly payments)
Move up & Refinance Loans
Looking to sell your home and buy a new one?
Move Up loans require as little as 3% down!
MORTGAGE CALCULATOR
Wondering how much home you can afford?

Get Educated.
There’s a lot of competition out there today. When you find the home of your dreams, we want you to be ready.
Our Homebuyer Education classes will arm you with what you need to know. Register for a class today and learn about:
- Steps to Buying a Home, including the mortgage application process
- Overview of RIHousing loan programs
- Financial Considerations: credit, debt and planning for the future
Homebuyer Education is available in-person and online, in English and Spanish.
Customers who are first-time homebuyers are required to take a Homebuyer Education class prior to closing on a RIHousing loan.